Budget and debt planner
Plan several steps together in one calculator.
- Monthly budget
- Debt payments
- Saving afterwards
Money Toolkit Browse the tools
Budgeting & everyday money
Start with the main planner below.
Access and calculator guidance
8 tools in this categoryFigures aren’t saved to your account
The two basic calculators are free. Active membership opens the full planners and other tools. £1.79/month through Facebook, after verification. See membership.
Educational illustrations, not personal recommendations. Read how to use the tools and check each calculator’s assumptions.
Budgeting & everyday money calculators
Or choose a quick tool
Monthly budget
Bring income, spending and planned savings into one monthly view.
Open calculatorAnnual bills planner
Turn occasional costs into a monthly amount to set aside.
Open calculatorDebt payoff
Compare fixed payments on one debt with and without an extra amount.
Open calculatorCredit card repayments
See the difference an extra fixed monthly card payment could make.
Open calculatorSubscription costs
See what recurring costs add up to over a year.
Open calculatorShared bills by income
Compare an income-proportional split with equal shares.
Open calculatorPurchase cost in working hours
Translate a purchase into hours of your take-home pay.
Open calculator